Public Liability Claim Guide
Public Liability Claim
Insight into a Public Liability Claim
Have you been hurt in a public place? It might not be your fault. You could make a public liability claim. These claims happen when you get injured because someone else was careless. Common examples include:
- Slipping on wet floors in shops
- Tripping over broken pavements
- Getting hurt by faulty equipment
Making a claim sounds scary. But it doesn’t have to be hard. Many people worry about the legal process. The truth is, it can be simple with the right help. Public liability claims help you get compensation for your injuries. They also cover your costs and lost wages. If someone else caused your accident, you deserve compensation.
What Is a Public Liability Claim?
A public liability injury claim is when you take legal action against a business or council. Moreover, this happens when the carelessness causes you to get hurt.
All businesses have public liability insurance. This insurance pays for accidents that happen on their property. It covers the compensation they owe you if you get injured.
Every business has a duty of care. Also, this means companies must keep their premises safe. Supermarkets must clean up spills quickly. Councils must fix broken pavements. Leisure centres must check that their equipment works properly. When businesses fail in this duty, accidents happen. If you get hurt because of their failure, you can make a public liability insurance claim. The insurance company pays your compensation.
Why Choose Claim Today for Your Public Liability Claim?
Claim Today is a team of skilled personal injury solicitors who specialise in public liability cases and we’ve been supporting individuals like you from 1999. Here’s how we may assist.
DS Bal – 27 year Qualified Specialist Solicitor
DS Bal – 27 year Qualified Specialist Solicitor. He is Specialists in Injury Claims Since 1999. Since then, he has thousands of Successful Cases with high settlement and win rates. Moreover, he has earned many awards, including the Feefo Trusted Service Award and Sunday Times Top 100 Company.
No Win No Fee Guarantee
We work on a “no win no fee” basis. Also, this means you pay nothing if we lose your case. With transparent fees there are no hidden costs. We win most of our cases. We also settle most claims without going to court.
Excellent Win Rate for Accepted Cases
Furthermore, this saves you time and stress. What makes us different is our approach. We treat every client as an individual. Our experienced public liability claims solicitors combine legal knowledge with genuine care. We support you through the whole process.
The Public Liability Claim Process
The public liability claim process has clear steps.
- First, you have a free consultation with a solicitor. They look at your case. They explain if you can claim.
- Next, they gather evidence. Also, this includes your medical records and witness statements. They collect photos and any reports about your accident.
- Your solicitor then contacts the other side’s insurance company.
- The solicitor tells them about your claim. Moreover, they start talking about compensation.
- Most cases settle without going to court. The two sides agree on a fair amount of compensation. Furthermore, this is quicker and less stressful.
Only rarely do cases go to court. Also, this happens when the two sides cannot agree. Your solicitor handles everything for you. You don’t need to worry about the legal work, or thinking about how long a public liability claim takes?
Compensation: What Can You Claim For?
Public liability compensation covers two main things. General damages pay for your pain and suffering. The amount depends on how badly you were hurt. It also depends on how your injuries affect your daily life.
Special damages cover your actual costs. Furthermore, this includes compensation you lost by not working. It covers medical bills not paid by the NHS. It also includes travel costs to see doctors.
You can also claim for prescription costs. If you need help at home, you can claim for care costs. Any expense caused by your accident can be included.
How much you get depends on many factors. Serious injuries that affect your whole life get more compensation. Minor injuries that heal quickly receive less attention. Your solicitor works out what your case is worth.
Common Types of Public Liability Claims
Many public liability injury claims come from slips and falls. These happen in shops, restaurants, and public buildings. Wet floors without warning signs cause many accidents. So do uneven surfaces and poor lighting.
Broken or dangerous equipment often leads to additional claims. Furthermore, this includes faulty playground equipment. It also covers broken handrails and poorly maintained facilities. Moreover, shopping centres and car parks experience a high number of accidents, such as defective product accidents. These incidents can result from spills, falling objects, or inadequate security measures. Public liability claim examples also include accidents in libraries, town halls, and on walkways.
Council property accidents are common too. These include falls on broken pavements. Or injuries from dangerous street furniture.
Each case needs proof that someone else was at fault. The key is showing others failed in their duty of care. Public liability injury claims succeed when this is clear.
Start Your Claim Today!
Have you been hurt because of someone else’s carelessness? We are here to help. Getting started is easy.
Contact us for a free chat. We will listen to your story. We will look at your case. We will explain your options clearly. There is no obligation to continue. You can fill in our online form. You can call our phone number. Or you can ask us to call you back. Choose whatever works best for you.
Remember, we work on a “no win, no fee” basis. You have nothing to lose. You could gain significant compensation. Don’t let worrying about legal costs stop you from claiming what you deserve.
Do I Have a Valid Public Liability Claim?
Three things make a valid public liability claim. First, someone else must be at fault. The accident must have happened because of their carelessness. Second, you must have real injuries. Third, you must claim within three years of the accident.
Evidence makes your claim stronger. Take photos of where you fell. Get the names of people who saw what happened. Keep all your medical records. Ask for copies of any incident reports. The more evidence you have, the better your chances. Good evidence shows exactly what went wrong. It proves the other party was careless.
Not sure if you have a supermarket accident claim? Talk to public liability claims solicitors. They can look at your case for free. They will tell you if your claim is worth pursuing.
How Long Does a Public Liability Claim Take?
Simple cases often settle in 6 to 12 months. These are cases where the fault is apparent and injuries are minor. Complex cases can take 18 to 24 months or longer.
Several things affect how long your claim takes. Clear evidence speeds things up. Good witness statements help too. When the fault is obvious, cases settle faster. Some things slow claims down. These include disputes about who was at fault. Complex medical issues also take longer to resolve.
Most good law firms settle 95% of cases out of court. Moreover, this avoids the extra time of going to trial. How long does a public liability claim take? Your solicitor will give you realistic timescales based on your specific case.
Real Client Stories
Here are some of the real client stories:
Michael’s Pavement Trip
Michael tripped on a broken pavement outside the town hall. The council was aware of the damage but hadn’t taken action to fix it. He injured his knee and needed surgery.
We contacted the council’s insurance company. We showed them photos of the dangerous pavement. We also found other people who had complained about it. Michael settled for £15,000 without going to court.
Emma’s Car Park Accident
A falling branch hit Emma in a shopping center car park. The tree hadn’t been maintained properly. She suffered back injuries and ongoing pain.
We proved the shopping center failed in its duty of care. Tree maintenance records showed they had ignored safety warnings. Emma received £25,000 compensation. This helped pay for her private physiotherapy.
FAQs
Can I claim if I was partly at fault?
Yes, you might still be able to claim. UK law allows this even if you were partly to blame. Your compensation gets reduced by your share of the blame. For example, if you were 25% at fault, you lose 25% of your compensation. The key is whether the other party was mainly responsible.
What is public liability insurance?
Public liability insurance protects businesses from claims by the public. Most companies must have this insurance by law. It pays compensation when someone gets hurt due to the business’s carelessness. It also covers legal costs. This insurance means there is compensation available to settle your claim.
What’s the time limit for claiming?
You have three years from your accident date to start legal action. For children, the three-year period begins when they turn 18. Some exceptions exist for people with mental health issues. But it’s always best to get legal advice quickly after an accident.
How much compensation will I get?
This depends on several factors. Minor injuries might get hundreds or low thousands of pounds. Serious injuries that affect your work and life can have far-reaching consequences. Some settlements reach six figures. Your solicitor can estimate amounts based on your specific injuries and losses. For more updates, keep visiting Claim Today!
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